Helen Mackenzie CeMAP

Mortgage and Protection Services

Phone: 01463 830458

Fax: 01463 870 485

e-mail: helenm@helen-mackenzie.co.uk

What is CeMAP?
River Ness My House

Our services include:

Advising and arranging your mortgage
Guiding you through the House buying Process
Arranging the services of a solicitor
Arranging the services of a surveyor
Advising and arranging mortgage related insurances e.g Buildings and Contents Insurance, Life and Critical Illness Cover, Accident, Sickness and Unemployment Protection, Income Protection.

For Buildings & Contents Insurance and Accident, Sickness & Unemployment Insurance we offer products from a selected panel of providers.

We specialise in offering advice on mortgages for the following:

1st Time Buyers
‘LIFT’ – Government’s Shared Equity Scheme
Shared Ownership Mortgages
New Build Houses and Flats
Buy to Let Investors
Let to Buy Mortgages
Remortgages
Home Movers
Self Builds
Energy Efficient Housing
Ecological Renovations

Other services which can be arranged are:

Commerical Mortgages
Business Protection
Investments
Pensions
ISAs
Help with Inheritance Tax Planning
Private Medical Insurance
Funeral Plans (over 50s)
Wills
Secured Loans (Second Charge Mortgages)

These services are available through the introduction to other specialist advisers.
We also can put you in touch with a specialist insurance independent broker who can offer insurance quotes to you instantly from car insurance to pet insurance.

The Financial Conduct Authority does not regulate Will writing, Commercial mortgages, solicitors, surveyors and some forms of Buy to Let mortgages and Inheritance Tax Planning.

Helen Mackenzie


YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.



For Mortgages we can be paid a Fee of usually £395, payable on submission of the full mortgage application, and paid commission from the lender.

For Protection we offer products from a range of Insurers for Term Assurance, Critical Illness Cover, Private Medical Insurance, Income Protection.

For Buildings & Contents Insurance and Accident, Sickness, Unemployment Cover, we can offer products from a limited number of insurers. We act as introducers for Accident, Sickness and Unemployment (ASU) plans.

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The following are external links to third party websites that may be of interest:

Tulloch Homes | HSPC | Higos



HMackenzie Mortgage and Protection Services is a trading style of Helen Mackenzie. Helen Mackenzie is an appointed representative of Sesame Limited, which is authorised and regulated by the Financial Conduct Authority. Principal - Helen Mackenzie.

Sesame Limited is entered on the FCA register under reference 150427.
The information contained within this site is intended for UK consumers only and is subject to the UK regulatory regime

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